FAQ

We offer superior customer service and availability to our clients. Our operating work hours make us accessible at your convenience. We are committed to giving you the best experience. For more information, contact us today.

How do I know if a credit repair company is a scam?

There are many things credit repair companies are not allowed to do or promise customers. If it sounds like it’s too good to be true, it probably is, and you should steer clear of that company. Check out How to Spot Credit Repair Scams for a list of signs that may be a red flag that a company is not legitimate and Common Credit Repair Scams that you should look out for.

Do I need to use a credit repair service?

Depending on the status of your credit report, credit repair might not be the best next step to raising your credit score. Our credit repair services are designed to help those who are most in need of negative item removals from their report. Take a short survey and see if credit repair is right for you.

Can I dispute credit inquiries myself?

At your request, credit bureaus will initiate an investigation of any credit information that you challenge. The federal Fair Credit Reporting Act promotes the accuracy of information in the files of the credit reporting companies and its statutes obligate the three major credit bureaus to investigate the items in question. They must also forward any data you provide about the error to the data furnisher (the organization that provided the information to the credit bureau). For steps on how to dispute credit inquiries, visit our page Common Mistakes to Avoid When Filing a Credit Dispute.

How long does it take to repair my credit?

Everyone has a different credit situation, US Allied Financial will do everything we can to make the process as smooth and fast as possible typically seeing results in the first 60-90 days. Our clients tend to keep our service after they have met their credit goals to keep track of their credit health.