How To Dispute Your Credit Report
One in five people has an error on at least one of their three credit reports, as reported by the Federal Trade Commission. To remove a negative item, credit reporting agencies require you to work through their complicated online systems and send a series of formal dispute letters. To make the disputing process easier, US Allied Financial can identify and challenge questionable negative items on your behalf using our patented credit repair process.
For example, you may discover information about a credit card you never had on one or all three of your credit reports. You may find a misspelling of your name on the list of alternative names you have gone by. You may see late payment information for a credit line that was never paid late, or even a line of credit still listed as open when you have closed it.
These are just some examples of questionable negative information on your credit report that can adversely affect your credit score and form the basis of your credit dispute. Since the study conducted by the FTC revealed that errors can lead consumers to pay more for products such as insurance and auto loans, it’s important to take immediate action on any errors you find.
We can assist you in disputing inaccurately reported negative items.
Let us help you fix your credit.
Call today for a FREE credit report consultation.