Good Credit vs Bad Credit: This Is What Your Score Should Be Almost 80% of American workers live paycheck to paycheck. Are you one of them? If a financial emergency popped up, what would happen? Odds are, you’d need to take out a loan to cover the expense, but could you even qualify for one? This…
Can Disputing Hurt Your Credit? Here’s What You Need to Know It’s common knowledge that it’s a good idea to occasionally check your credit report – but what do you do if you find something that doesn’t look right? The first thing you’ll want to do is file a dispute with the credit bureau.…
5 Credit Score Hacks That Can Raise You to a Perfect Score Unless your credit score is perfect, chances are you’d like to see it improve. Whether your credit score is good, mediocre, or bad, there’s room for improvement. However, many people have no idea how to work towards a better credit score and…
How Much Does A Loan Affect Your Credit Score: A Simple Guide Do Loans Affect Your Credit Score? Loans are available to help you buy your dream house, drive your dream car, attend the school of your dreams and a myriad of other things you may not be able to afford on your…
Credit Report Inquiries And How They Impact Your Credit Score It’s always a smart idea to check your credit report frequently to ensure all the information is correct. Knowing how credit report inquiries impact your credit report is important for financial success. Check your Credit: The first step in this process is to…
Get a Mortgage With a Low Credit Score: What You Need to Know Even though your credit history is less than desirable, it doesn’t mean your dreams of owning your own home can’t become a reality. Learn how to get a mortgage with a low credit score and envision yourself shaking hands to…
Start Driving: How to Apply for a Car Loan in 7 Simple Steps A shocking $1.2 trillion — that’s the total outstanding balances of all auto loans in the US in 2020. A major reason for this is that new vehicles in the US now cost almost $38,000 on average. Only very few people can afford to…
What Is Credit Restoration and How Does It Work? Your credit score is more important than you may even realize. If you have problems with your credit, you’ll find it difficult or impossible to get a loan, but that’s not the only issue. You’ll likely run into many other problems like issues with renting an…
How To Quickly Lower Interest Rates If interest rates and credit card debt are raining down on you, it’s time to make a change. With a little knowledge and confidence, you can quickly lower interest rates and won’t need to the stress of caring around that umbrella anymore. What Is an Interest Rate: Interest…
Quickest Ways to Pay off Credit Card Debt Credit card debt is no joke, as it can impact future loans for large purchases, such as a car and a house. If you find yourself receiving multiple letters and calls from the credit card companies or even collectors because you owe money that you borrowed,…